With our unique vehicle purchase credit program, we've seen results as early as a 48-72 hours from the start date, with inquiry deletions. Our vehicle purchase program includes rapid strategies to get our customers "on the road again!"

It's our job to help you assess the negative items on your credit report and then put up a good fight with your creditors. Our goal is to help uphold the industry standards regarding the information they report about you to the bureaus.

No two customer credit report files are the same. Get with one of our coaches today to review your credit and costs associated with your file for your financial goals.

The Fair Credit Reporting Act (FCRA) was written in 1970 as an amendment to the Consumer Credit Protection Act. The FCRA provides additional measures of consumer protection in the areas of fairness, accuracy, and privacy of the information collected by the credit bureaus. It also allows you to personally engage in credit repair and maintenance processes, verifying that the information in your credit report is correct.

Goal Setting and 1 on 1 Coaching Business Credit Building Credit Repair Credit Score Boosters (Authorized User Lines, Secured Credit Cards, and much more!)

Absolutely! Just ask us.

YES! Affiliates For more information on our affiliate program, go here https://www.kocredit.com/affiliates Referrals Get a $35 gift card or credit to your monthly credit services for every client you refer to us, or $50 for every couple referred by you.

Did you purchase a credit booster from us? If so, that answer will vary greatly based on the booster(s) that you selected. 216 point increase! We have seen a client's credit file go from 523 to 739 within 3 weeks by adding just 2 of our credit boosters and disputing derogatory items. Yours may be get the same results, better, or not. Let's talk about your credit file today.

In short....NO. Let us challenge the debt first to get it deleted from your reports. Otherwise, if you are going to pay it because time is running out to achieve your goals, you will usually be told go ahead and pay it off by your lender, typically a mortgage lender.

Your Payment History – 35% The Amount You Owe – 30% Length of Your Credit History – 15% Your Newly Created Credit Accounts – 10% Types of Credit in Use – 10%

We Provide The Industry’s Best “G.O.A.T. FREE WARRANTY.” We are so confident in our process, that we warranty ALL of your deleted items for 1 year after completion of your credit repair service. We customize your plan based on YOUR goals. We combine credit boosters AND disputing methods to give you maximum results for your hard earned money. We prioritize attacking the same items a mortgage lender will ask you to correct or get deleted before you are approved for a home loan. We attack every derogatory item in your credit reports in the first round of attacks. We work closely with real estate professionals, dealerships, and financial lenders to know what they're going to look for to approve you with the least amount of money down.